Is LASIK Covered by Insurance?

Is LASIK Covered by Insurance?

When considering LASIK surgery, one of the most common questions is whether insurance will cover the cost. For those exploring LASIK options at LasikPlus, understanding the insurance coverage and potential discounts available can significantly impact your decision-making process.

Understanding LASIK and Insurance Coverage

LASIK (Laser-Assisted In Situ Keratomileusis) is a popular procedure designed to correct vision issues such as nearsightedness, farsightedness, and astigmatism. While LASIK offers the promise of improved vision and a life less dependent on glasses or contact lenses, the cost of the procedure is a major consideration for many patients.

Most standard health insurance plans consider LASIK to be an elective or cosmetic procedure. As a result, it is typically not covered under traditional health insurance policies. However, there are exceptions and additional avenues to explore that can help make LASIK more affordable.

LasikPlus and Insurance Partnerships

At LasikPlus, we understand the financial considerations involved in opting for LASIK surgery. While LASIK may not be covered by your insurance as a standard benefit, we have established relationships with nearly all major insurance providers. These partnerships allow us to offer our patients significant discounts on the procedure.

By collaborating with top insurance providers, LasikPlus ensures that our patients receive competitive pricing and potential savings. Here’s how you can benefit:

1. Insurance Discounts: Many insurance companies have negotiated discounts with LasikPlus. If you are a member of a participating insurance plan, you may be eligible for these discounted rates.
2. Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs): While your insurance might not cover LASIK directly, you can use pre-tax dollars from your FSA or HSA to pay for the procedure. This approach reduces your overall tax burden and makes the cost of LASIK more manageable.
3. Financing Options: LasikPlus offers a variety of financing plans, some with interest-free options, to help spread the cost of the procedure over time.

How to Check Your Eligibility

To determine whether your insurance plan offers discounts for LASIK at LasikPlus, follow these steps:

1. Contact Your Insurance Provider: Reach out to your insurance company’s customer service department. Ask if they have any agreements with LasikPlus for discounted LASIK procedures.
2. Consult with LasikPlus: When scheduling your free consultation at LasikPlus, inform our team about your insurance provider. Our experienced staff will help verify any potential discounts or benefits you may be entitled to.
3. Explore All Financial Options: Discuss all available financing and payment options during your consultation. Our goal is to provide clear information to help you make an informed decision about your vision care.

Conclusion

While LASIK surgery is generally considered an elective procedure and not covered by standard insurance plans, LasikPlus’s relationships with major insurance providers can help you access significant discounts. By leveraging these partnerships and exploring flexible payment options, you can achieve better vision at an affordable price.

Take the first step towards clearer vision by scheduling a free consultation with LasikPlus today. Discover how our insurance partnerships and commitment to patient care can make LASIK a reality for you.